Business Owners Policy

Protection Your Business Needs

A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. A BOP helps cover your business from claims resulting from things like fire, theft or another covered disaster, and from claims involving bodily injury, property damage, personal injury and advertising injury that could arise from your business’ operations.

What’s the advantage of a Business Owner’s Policy?

Purchasing a BOP is smart and convenient. It simplifies coverage needs by including business property and business liability—two important coverages that most businesses need—in one policy. Compared to purchasing separate policies for business property and business liability, a BOP offers businesses a way to save money while getting broad coverage for things like fire, theft, lawsuits and loss of income.